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NewGround Financial

Forget everything you thought you knew about the insurance industry.

Forget everything you thought you knew about the insurance industry
Group Benefits & Pension Plans
Wealth Planning & Estate Protection
Leadership & Succession Planning

Stop Overpaying for Employee Benefits

Cut your costs by 10-15%, improve coverage and stabilize renewals all without disrupting your team.

 

Most Canadian companies with 25-500 employees are overpaying. We'll show you exactly where.

You're in good company

Holding Phones

Cape Breton Non-Profit CEO

We have recently had the good fortune to connect and work with NewGround Financial. Making the switch to a new broker and new group insurance provider was a big undertaking for us - we had been with the same broker and company for more than a decade, we had multiple plans for different employee groups, and, well, change can be hard. Change was not hard in this case. From the very first call we felt wholly supported by NewGround Financial. They brought their full team to the table, ensuring they were able to answer all of our - many - questions and that we felt confident and informed at each step along the way. In the exploratory and set-up process and since, NewGround Financial has been one of the most responsive companies we have worked with. Whatever our question or request, they address it quickly and thoroughly. Since switching to NewGround Financial, we have not looked back. We are happy as the employer and all of our employees are happy with a plan that offers more, and costs them less. 

Why most benefits plans quietly get worse every year

Your current experience:​

  • Your premiums increase; however, no real market check happens

  • Your advisor isn't actively redesigning your plan

  • You're absorbing costs instead of fixing the structure 

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The result:

  • You pay more every year for the same or worse coverage

We fix broken benefits plans

We audit, redesign, and manage your plan so you:

  • Reduce costs by 10-15% on average

  • Improve employee coverage satisfaction

  • Avoid unpredictable renewal spikes

  • Spend less time dealing with benefits issues​

Our 3 step process

  1. Free Plan Analysis

    • We review your current plan, pricing, service level, and structure​​

  2. Identify Savings & Gaps

    • We show you exactly where you're overpaying and what to fix​​

  3. ​Seamless Implementation

    • We handle everything: carrier negotiation, transition, and employee communication with no disruption to your team

Why being on NewGround is different

Most Brokers:​

  • Set it and forget it, benefiting from 6-10% of your total premiums in commimssions

  • Accept unjustified renewal increases

  • React instead of optimize 

The NewGround way:

  • Re-market your plan when needed

  • Proactively manage costs

  • Continuously improve plan design 

The NewGround service promise

The offer:

  • 24 hour response guarantee

  • Dedicated advisor & support team

  • Quarterly and annual reviews 

  • Ongoing optimization - not just renewal time activity â€‹

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If we can't improve your plan, you keep everything as-is.

  • No cost. No pressure. No obligation.

Fill out this form and we will contact you within one business day.

NewGround Financial Inc.

90 Western Parkway, Suite 102

Bedford, NS

B4B 2J3

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902-800-7100

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